And because each family is different, there cannot be a cookie-cutter approach to managing your family’s wealth.

It is important for you to protect yourself, your family and your business against unpredictable circumstances, and asset protection and succession planning are both essential components of a robust risk management plan. Threats may come your way - market volatility, divorces, malpractice claims, lawsuits - and your first line of defence is to protect the assets you have worked so hard to earn.

Asset protection, much like insurance, requires a plan before you need to use it. For this, forward-thinking planning is important. We adopt a proactive approach in creating a successful plan designed to protect you before the need arises. We take into account your type of asset, your risk appetite and your personal objectives - and determine the instruments that will best shield your vulnerable assets, like trusts or foundations amongst others.

We also understand that your financial circumstances change throughout your lifetime; that’s why we take into account scenarios that lie well into the future. For instance, should you decide to leave your company, we help you address tough questions like who will run the business and wealth distribution. We then develop an exit strategy that enables your business to continue operating based on your vision for future generations.